QNB Bank AS engages in the provision of products and services to its customers in factoring, leasing, consumer finance, insurance, portfolio management services, and e-transformation products. It operates through the following segments: Retail Banking; Corporate and Commercial Banking; and Treasury and Head Office. The Retail Banking segment focuses on time and demand deposits, overdraft services, automatic account services, consumer loans, vehicle loans, housing loans, and investment fund services. The Corporate and Commercial Banking segment includes deposit and loans, foreign trade financing, and forward and option agreements. The company was founded on September 23, 1987 and is headquartered in Istanbul, Turkey.